A European IBAN for your Latvian company
Receive payments from all over Europe, pay your suppliers, manage your cash flow. We open your professional bank account in Latvia, without you having to travel.
Everything your business needs to operate in Europe
SIA business account
A dedicated bank account for your Latvian company (SIA). Latvian IBAN recognized throughout the European Union. Ideal for invoicing, collecting payments, and managing your cash flow.
Personal account
A personal bank account to receive your salary and manage your daily expenses in Latvia. Perfect once your residence is obtained.
Bank cards
Debit and/or credit cards linked to your accounts. Online payments, ATM withdrawals across Europe, spending limits managed from your online portal.
SEPA & SWIFT access
Instant SEPA transfers throughout the eurozone and international SWIFT transfers. Send and receive funds worldwide, without restrictions.
Reliable and recognized institutions
We work with a network of traditional Latvian banks and European neobanks to find the best solution based on your profile and business.
Traditional banks
Latvian banking institutions with a long history and proven financial stability. Physical branches in Riga.
European neobanks
Modern interfaces, fast setup, 100% online management. Ideal for digital entrepreneurs and freelancers.
Guaranteed compliance
All our partners are regulated by the ECB and the FKTK (Latvian financial regulator). Your funds are protected up to EUR 100,000.
Your account opened in 3 steps
File preparation
We gather the necessary documents: your SIA's articles of association, ID, proof of address, and description of your business activity. We guide you through each item.
Submission and verification
We submit your file to the bank best suited to your profile. KYC (Know Your Customer) verification handled by our team. You sign documents remotely.
Account active
Your account is open, your IBAN is active. You receive your online banking credentials, your bank cards are ordered. You can start collecting payments.
Frequently asked questions
Yes, absolutely. Your Latvian IBAN is a standard European IBAN, recognized by all banks in the SEPA area (36 countries). Your clients pay you exactly as they would a French or German supplier. SEPA transfers arrive within a few hours, sometimes in real time with SEPA Instant.
It depends on the bank chosen. Some of our partners offer multi-currency accounts (EUR, USD, GBP) with competitive exchange rates. If your business involves clients outside the eurozone, we will direct you to the most suitable solution. The majority of our clients invoice in euros, which is handled natively.
Yes. All our banking partners offer complete online access: transfers, balance checks, statement downloads, card management. Neobanks also offer a modern mobile app with real-time notifications. You do not need to be physically in Latvia to manage your account day to day.
Ready to open your European bank account?
Book your free discovery call. We analyze your situation and recommend the best banking solution.
Your SIA must be formed first. Learn more about SIA formation.
Free · 30 minutes · No commitment